How to Win at Baccarat – Strategy Guide

Baccarat is one of the most popular casino games, well-known for its simplicity, excitement, and potential for strategic play. With the right strategies, you can expertly maximize your bankroll and minimize the house edge.
Keep reading this best Baccarat strategy guide from Mega Dice to uncover various techniques and tips designed to enhance your gameplay and boost your chances of winning.
Baccarat Strategies
Learning how to play Baccarat requires understanding the various strategies at your disposal. Below, we’ll take a deep dive into some of the best Baccarat strategies.
Each method comes with its own rhythm and level of risk, varying from the intuitively straightforward to the fairly complex. Here’s what you need to know about the best betting strategies for all types of Baccarat games.
Martingale
The Martingale system is a straightforward yet powerful betting technique commonly employed in casino games like Baccarat. This Baccarat betting strategy dictates that you should double your bet after every loss. The aim is to recoup all previous losses with a single win, which not only recovers the losses but also yields a profit equal to the original bet.
For instance, if you start with a $10 bet and lose, you bet $20 next. If you lose again, you bet $40, and if you win this round, you recover your total losses and gain an additional $10.
This system is best used with a substantial bankroll and within a money casino environment that doesn’t impose low maximum bet limits, as the required stake can grow quickly. Note that during a losing streak, losses can increase exponentially using the Martingale system, so it’s considered a high-risk Baccarat betting strategy.
The 1-3-2-6 System
The 1-3-2-6 betting system offers a more structured approach that minimizes risks while maintaining a pattern regardless of the game’s outcome. The numbers indicate the multiplier used for your betting units. Suppose your initial bet unit is $10. After each win, you bet $10, then $30, then $20, and finally $60, aiming to complete the cycle with four wins in a row. If a bet loses, you start again at $10.
Here’s the strategy in action: Start with a first bet of $10; if you win, the next bet is $30. Win again, and your next stake is $20, followed by $60 if the third bet also wins. Completing the cycle nets you a decent sum, and then you restart at $10. This system caps the betting sequence, controlling the potential losses and locking in profits after the sequence is completed.
Paroli
The Paroli system is an optimistic betting strategy used at the Baccarat table to maximize winnings during hot streaks, functioning as a reverse Martingale strategy. This positive progression system suggests you double your bets after each win, aiming for three consecutive wins before resetting.
For example, starting with a $10 winning bet, the next wager is $20. Win again, and the bet doubles to $40. After three consecutive wins, or if any bet loses, you return to the initial $10 bet. This method is seen as less risky than systems like Martingale because it capitalizes on winning streaks while minimizing losses during bad runs. It suits players who prefer a more conservative approach to increasing their stakes.
Fibonacci System
Inspired by the famous Fibonacci sequence (1, 1, 2, 3, 5, 8, 13, 21, etc.), this system involves betting a sum of the two previous bets after each loss. Starting with a first bet of $10, if you lose, the next bet remains $10. Lose again, and the next bet increases to $20, then $30, and so on.
The progression continues until you win, after which you move back two numbers in the sequence for your next bet. For instance, if you’re at $50 (after $20 and $30) and win, your next bet drops to $20.
This Baccarat betting strategy is known for helping to control large losses. It’s best for players looking for a moderately paced betting strategy that offers more stability than the Martingale strategy but with a systematic increase in bet size that can still lead to significant payouts. However, it does require acute attention to your position in the sequence and can still lead to a hefty bankroll drawdown during a long losing streak.
D’Alembert
The D’Alembert system is a less aggressive Baccarat betting strategy that increases bets by one unit after a loss and decreases by one unit after a win. It’s one of the more effective Baccarat strategies for those who take a conservative approach.
This method is based on the theory that there should eventually be a balance of losses and wins. For instance, if your starting bet is $10 and you lose, your next bet would be $20. If you lose again, you increase the bet to $30. However, if you win the next round, you decrease your next bet to $20.
This strategy keeps potential losses lower than in systems like the Martingale. It’s ideal for a long play session where you expect outcomes to even out over time. For example, if you start with a $10 bet and have a sequence of outcomes like lose, lose, win, win, your bets will be $10, $20, $30, and $20, effectively managing your bankroll and potentially reducing risks of large losses.

Pair Bet
In online Baccarat, a Pair Bet is a side bet where you wager that the first two cards dealt in either the Player’s or Banker’s hand will be a pair. This bet typically offers a payout of 11:1, making it an attractive option for those looking to add a bit of risk for significant reward.
For example, if you place a $10 Pair Bet on the Player and the Player’s hand receives two 7s as the first two cards, you would win $110. It’s a simple bet with clear outcomes and a decent risk/reward balance.
Labouchere System
The Labouchere System, also known as the Cancellation System or Split Martingale, involves using a sequence of numbers to determine the betting amount, aiming to achieve a specific profit. It’s a relatively complex system that may not be suitable for beginners just getting started with online Baccarat tables.
Players start by writing down a small sequence of numbers, like 1, 2, 3. Each bet is the sum of the first and last numbers in this sequence (in this case, 1 + 3 = 4 units).
If the bet loses, the amount lost is added to the end of the sequence, becoming 1, 2, 3, 4. The next bet would then be the sum of the new first and last numbers, 1 + 4 = 5 units. If the bet wins, you cross off the first and last numbers and continue the sequence. This process continues until all numbers are crossed out, at which point the desired profit is achieved.
This betting system requires careful management and a clear end goal, but it can make playing Baccarat highly rewarding in some circumstances. Experienced players who can handle potential increases in bet sizes will be best suited to the Labouchere system.
Baccarat Payout and Odds
The range of bets in Baccarat is fairly limited, but that makes it easy to understand and play. Some are even money bets with a low house edge, while some offer higher payouts with a high house edge. Here are the Baccarat bets to know alongside their payouts and house edge:
Bet Type | Payout | Approximate House Edge |
Player Bet | 1:1 | 1.24% |
Banker Bet | 1:1 | 1.06% |
Tie Bet | 8:1 or 9:1 | 14.36% or 4.85% |
Player Pair Bet | 11:1 | Varies between game providers and casinos |
Banker Pair Bet | 11:1 | Varies between game providers and casinos |
Varies between game providers and casinos
- Player Bet: This bet is placed on the likelihood that the Player’s hand will win by having a point total closer to 9 than the banker’s hand.
- Banker Bet: A wager on the Banker’s hand winning, which, statistically, happens slightly more often than the Player’s hand winning.
- Tie Bet: This bet is a prediction that both the Player’s and Banker’s hands will end in a tie, meaning they have equal point totals.
- Player Pair Bet: A side bet that the first two cards dealt to the player will form a pair, such as two 7s or two Queens.
- Banker Pair Bet: Similar to the Player Pair Bet, this wager is on the first two cards dealt to the banker, forming a pair.
Winning Tips
With an idea of the best Baccarat strategy for you, you might be wondering what else you need to know to boost your playtime. The tips below will help you get the most out of your Bacarrat experience.
Consistent Bets
One of the cornerstones of a winning Baccarat strategy is consistency in your bet sizes. Whether you choose to wager the same amount each round or follow a structured strategy like the Martingale or Paroli systems, the goal is to have a clear logic behind each bet rather than leaving your bet sizes to randomness or gut feeling.
Consistency helps manage your bankroll effectively and keeps you focused and disciplined. For instance, if you’re using a fixed bet strategy, you might decide to always bet 5% of your bankroll. Alternatively, using a betting system like Fibonacci ensures that your bets are systematically increased or decreased, following a clear sequence based on the outcomes of previous rounds.
Explore and Choose the Right Strategy According to Your Level
It’s best to learn to walk before you run; selecting a Baccarat strategy that aligns with your experience and tolerance to bankroll drawdown is critical. Beginners will be best served by opting for simpler, lower-risk strategies like the 1-3-2-6 system, which keeps losses under control. More experienced players might explore complex systems like Labouchere or Fibonacci for potentially larger payoffs.
You can use this guide as a jumping-off point to uncover winning Baccarat strategies and leverage simulated Baccarat games to better understand them. If you need a quick refresher on the rules of baccarat, check out our comprehensive guide on how to play.
Pay Attention to the Banker Bet
Banker bets are often seen as the best bet in Baccarat due to their slightly higher odds of winning vs. Player bets. Online casinos apply a commission to the Banker’s winning bets (typically about 5%) because their winning odds are slightly better.
For players focused on the best possible outcome in each online Baccarat game, consistent bets on the Banker can be a prudent strategy, albeit one that might yield slightly smaller winnings due to the commission. However, over time, the “Bet on the Banker” strategy often leads to more sustained profitability.
Bankroll Control
Effective bankroll management and responsible gambling are essential to maintaining long-term success and enjoyment in online Baccarat casino games.
Start by setting win and loss limits. Decide in advance how much you are willing to lose in a session and stick to your prescribed betting limits to avoid chasing losses. Similarly, setting a win limit can help secure profits as bets pay out and before a downturn occurs.
Managing your bankroll wisely is a tip that can’t be overlooked. It ensures that you remain in control of your finances and that your gaming experience remains fun and sustainable.

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